Next Mile Funding helps established businesses explore funding opportunities quickly. Businesses with any credit profile may qualify for same-day funding options.
Any Credit Considered1+ Year In BusinessFunding Available Same DaySimple Application Process
Any Credit Considered
Fast Approvals
Same-Day Funding Available
No Obligation
Secure Application
How It WorksOur streamlined process gets you from application to funding as quickly as possible.
Quick and easy. Share basic details about your business — no lengthy paperwork required.
Review tailored funding options based on your business profile and needs.
Work with a dedicated specialist to finalize your funding and get your capital fast.
Advantages
Some businesses receive funding the same day. Our streamlined process eliminates unnecessary delays.
No lengthy paperwork. Our application takes 60 seconds, not 60 minutes.
Explore options regardless of your credit profile. We look at the whole picture.
Solutions designed specifically for established businesses ready to reach the next level.
Funding specialists available to guide you through every step of the process.
Discover your options with no obligation and no upfront cost. It's completely free to see what's available.
Eligibility1+ Year In Business$500,000+ Annual RevenueUS-Based Business
Funding Options
Open new locations, enter new markets, or scale your existing operations.
Stock up on inventory to meet demand and take advantage of bulk pricing.
Invest in marketing campaigns that drive revenue and accelerate growth.
Purchase or upgrade equipment to improve efficiency and capacity.
Bridge cash flow gaps and maintain smooth day-to-day operations.
Ensure your team gets paid on time and operations continue without interruption.
Success Stories"The process was incredibly smooth. I applied during my lunch break and had funding options presented to me the same afternoon. Next Mile made it easy to focus on what matters — growing my business."
Marcus D.
Elite Construction Services
Funded: $185,000"As a restaurant owner, cash flow can be unpredictable. Next Mile Funding understood my business and connected me with the right funding option quickly. I couldn't be more satisfied with the experience."
Sofia R.
Bella Vita Ristorante
Funded: $120,000"I needed to purchase three new trucks to keep up with demand. Next Mile connected me with funding options I didn't even know existed. The whole process was professional and straightforward."
James T.
Titan Logistics LLC
Funded: $340,000
FAQ
Our application takes approximately 60 seconds to complete. We only ask for essential business information to get you matched with potential funding options as quickly as possible.
Yes. We consider businesses with all credit profiles. Our funding partners look beyond just credit scores, taking into account your business revenue, time in business, and overall financial health.
Many businesses receive funding the same day they are approved. Timing may vary depending on the funding type and amount, but our process is designed to be as fast as possible.
Absolutely not. Applying is completely free and comes with no obligation. You can review your funding options and decide if any are right for your business with zero pressure.
We work with a wide variety of industries including construction, trucking, HVAC, restaurants, medical practices, and many other local service businesses. The key requirements are 1+ year in business, $500,000+ in annual revenue, and being US-based.
Our initial application does not require a hard credit pull. You can explore your options without worrying about any impact to your credit score. A credit check may be required if you choose to proceed with a specific funding option.
Discover funding opportunities in as little as 60 seconds. No obligation, no cost, no hassle.
Last updated: June 1, 2026
We collect information you provide directly to us, such as when you fill out a form, request information, or otherwise communicate with us. This may include your name, email address, phone number, business name, business revenue, and other business-related information necessary to evaluate funding options.
We use the information we collect to provide, maintain, and improve our services, to process and evaluate your application, to communicate with you about funding options, and to comply with legal obligations. We may share your information with our network of funding partners to match you with appropriate options.
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. All data transmitted through our platform is encrypted using industry-standard SSL technology.
You have the right to access, correct, or delete your personal information. You may also opt out of marketing communications at any time. To exercise these rights, please contact us using the information provided on our website.
If you have any questions about this Privacy Policy, please contact us through the Contact Us page on our website.
Last updated: June 1, 2026
By accessing and using the Next Mile Funding website and services, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
Next Mile Funding provides a platform that connects business owners with potential funding options. We are not a direct lender. We facilitate connections between businesses and our network of funding partners. All funding decisions are made by the respective funding partners.
By submitting an application, you represent that all information provided is accurate and complete. You confirm that you are an authorized representative of the business and are at least 18 years of age.
Next Mile Funding shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the fees paid by you, if any, in the 12 months preceding the claim.
We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of any modifications.
By submitting your information through our website, you provide your express written consent to be contacted by Next Mile Funding and its partners, affiliates, and service providers at the phone number(s) you provide, including via telephone calls and text messages (including SMS and MMS), using automated technology, pre-recorded messages, and/or artificial voice technology, even if your phone number is on a federal, state, or company-specific Do Not Call list.
You understand that consent is not a condition of purchase or service. You may revoke consent at any time by contacting us or by replying STOP to any text message. Message and data rates may apply. Message frequency varies.
By providing your phone number, you certify that the number provided is your own and that you are authorized to provide consent for communications to that number.
By using our services and submitting your application, you consent to conduct business electronically, including receiving disclosures, notices, and agreements in electronic form.
Your consent applies to all records, disclosures, and communications related to your use of our services and any funding products you may be offered, including but not limited to agreements, terms, privacy policies, and account communications.
To access and retain electronic records, you need a device with internet access, a current web browser, and a valid email address. You should have the ability to print or save electronic documents for your records.
You may withdraw your consent to receive electronic communications at any time by contacting us. Withdrawal of consent may affect our ability to provide services to you.
This notice is provided pursuant to the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA) for residents of California.
We collect identifiers (name, email, phone), commercial information (business revenue, industry), internet activity (browsing behavior on our site), and professional information (business details).
As a California resident, you have the right to: know what personal information we collect and how it is used; request deletion of your personal information; opt-out of the sale or sharing of your personal information; and non-discrimination for exercising your privacy rights.
To exercise any of these rights, please contact us through the Contact Us page. We will respond to verified requests within 45 days as required by law.
Under the California Consumer Privacy Act (CCPA), you have the right to opt out of the "sale" of your personal information. While we do share your information with our funding partners to provide our services, we respect your right to control your personal data.
To submit a "Do Not Sell My Personal Information" request, please contact us through the Contact Us page on our website. Please include your full name, email address, and the details of your request. We will process your request within 15 business days.
If you opt out, we will no longer share your personal information with third parties for monetary or other valuable consideration. Please note that opting out may limit our ability to connect you with funding options.
By providing your mobile phone number and submitting your application, you agree to receive SMS text messages from Next Mile Funding and its partners related to your funding inquiry.
Message frequency varies. You may receive messages related to your application status, funding options, and follow-up communications.
Message and data rates may apply. Check with your mobile carrier for details about your plan.
To stop receiving text messages, reply STOP to any message. You will receive a confirmation message. After opting out, you will no longer receive SMS messages from us unless you opt back in.
For help, reply HELP to any message or contact us through the Contact Us page on our website.
Next Mile Funding does not guarantee any specific funding amounts, approval rates, or business outcomes. Individual results will vary based on numerous factors including but not limited to business revenue, credit profile, industry, and the specific funding partner's criteria.
Any examples, testimonials, or case studies on our website are for illustrative purposes only and do not constitute a guarantee of similar results. Past performance of funded businesses is not indicative of future results.
All funding decisions are made by our network of funding partners, not by Next Mile Funding. Terms, rates, and conditions are determined by the respective funding providers and may vary significantly.
We'd love to hear from you. Whether you have questions about funding options or need assistance with your application, our team is here to help.
Monday – Friday: 9:00 AM – 6:00 PM EST
Next Mile Funding
Attn: Customer Support
For the fastest response, please include your name, business name, and a brief description of your inquiry.
